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Prestige® Home Premier


Prestige Home Premier from Fireman's Fund
® is an incomparable policy for homeowners with broad insurance needs. You will find every feature you need.

 

 
Prestige Home Highlights
Coverage Features
Identity Fraud Expense Coverage Pays up to $15,000 (or $25,000 with Added Measure?) for expenses incurred to resolve the work of thieves who steal your personal information.
Kidnap and Ransom Expense Coverage

Pays up to $10,000 (or $25,000 with Added Measure?) for costs incurred, (e.g., attorney fees and travel expenses).

Full Cost Replacement Coverage (home) Pays the cost to replace your home of a like kind and quality at its current price with no deduction for depreciation-even when that cost exceeds your coverage amount. Plain vanilla policies don't meet our standards.
Replacement Cost Coverage (personal property) Adds a layer of protection for most items in your home, at full current replacement value without depreciation. And there is a cash settlement available
Replacement Cost Coverage (other structures) Protects your unattached garages and fences. Ordinary policies leave you reaching for your wallet.
Liability and Personal Injury Coverage Helps pay for legal defense costs to protect you from libel, slander and false arrest. Covers you at your home or secondary home.
Theft of Jewelry and Furs Coverage Increased protection for jewelry and furs gives you more than double the usual protection. That's up to $2,500 coverage for jewelry, plus $2,500 for furs.
Added Measure® Endorsement Top this extraordinary coverage with the Added Measure? endorsement for extra peace of mind. It now includes Identity Theft Restoration services to help victims with the logistical burden of putting their lives back together.
 
   
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