The Added Measure® Endorsement:

• Adds our innovative Identity Theft Restoration Service for our policyholders who fall victim to this increasingly common crime. We provide access to a personal advocate who works with you one-on-one from the first call to resolution of the crisis. Our anti-fraud specialists will arrange fast notification of relevant agencies, arrange appointments with law enforcement as necessary, help restore credit file accuracy, financial and credit accounts, and government records and monitor the policyholder's credit on an ongoing basis.
  

• Expands Identity Fraud Expense coverage limits paying up to $25,000 for your out-of-pocket expenses incurred in connection with resolution of issues such as these, including reasonable attorney fees.
  

• Increases Kidnap and Ransom Expense coverage limits paying up to $25,000 for costs incurred, including attorney fees and travel expenses.

• Raises Business Property coverage limits up to $25,000, which is ideal if you have a home office or telecommute. And this includes coverage on or off premises. Compare that to the average policy, which pays just $500 (off premises) or $2,500 (on premises).

• Raises Electronic Devices coverage limits to $25,000.

• Adds coverage of up to $5,000 for golf carts subject to DMV regulation.

• Lowers the deductible to just $250 on high-theft leisure items such as golf clubs, water and snow skis, ski poles, fishing rods and bicycles.